City in Walworth County, Wisconsin. Data-backed housing guide by Kinan Sawar, MD — REALTOR® at Shorewest, REALTORS®. Figures as of 2026-07-03.
| Typical home value | $346,189 |
|---|---|
| 1-year change | +5.0% |
| 5-year change | +32.5% |
| Typical rent | not published |
The typical home in Whitewater, Wisconsin is worth about $346,189 as of 2026-07-03, up 5.0% over the past year and up 32.5% over five years. Source: Zillow Home Value Index, compiled by Sawar Homes.
Whitewater pairs one of Walworth County's lower price points with solid recent momentum. The typical home value stands at $346,189 as of April 30, 2026 — up 5% in the past year and 32.5% over five years.
That value ranks 17th of 21 municipalities in Walworth County, roughly $100,000 below the county median of $446,069 and about $110,000 below the seven-county regional median of $455,834.
One wrinkle in the data: ZIP 53190, the ZIP associated with Whitewater, carries a typical value of $364,752 — about $18,600 above the city-level figure. ZIP boundaries do not match city limits, so the two numbers describe overlapping but different territory.
Whitewater's 22% discount to the Walworth County median is the anchor fact. Within the county it clusters almost exactly with Darien ($346,181 — an $8 difference) and Elkhorn ($348,465), while Delavan trades about $9,800 lower at $336,413.
Momentum has been steady: 5% in the trailing year sits on top of a 32.5% five-year gain, meaning the recent pace roughly matches the longer-run average rather than fading. As always, past appreciation is a record, not a forecast.
The ZIP 53190 figure of $364,752 running above the city number suggests the surrounding ZIP territory prices somewhat higher than the city itself. Buyers searching by ZIP versus by municipality will see different typical values for that reason.
| ZIP code | Typical home value | 1-year change | Typical rent |
|---|---|---|---|
| 53190 | $364,752 | +5.7% | — |
| Homes sold (arms-length, single-family) | 120 |
|---|---|
| Median sale price | $282,500 |
| Middle 50% of sales | $218,000 to $354,328 |
| Government-backed financing (FHA/VA/USDA) | 5% |
| Seller-financed | 0% |
Over the 12 months ending June 2026, 120 single-family homes sold in Whitewater, Wisconsin in arms-length transactions, at a median price of $282,500. Half of those sales fell between $218,000 and $354,328. Source: Wisconsin Department of Revenue real estate transfer returns, compiled by Sawar Homes — every recorded sale, including for-sale-by-owner and builder-direct transactions that never appear in the MLS.
Zillow’s typical-home-value estimate for Whitewater is $346,189, while homes that actually changed hands had a median price of $282,500 — a difference of -18.4%. These measure different things, and neither is wrong: the index estimates the value of every home whether or not it sold, while the sale figure reflects only the homes that changed hands, which usually skew toward the more affordable end of the market.
Buyers targeting Whitewater are shopping a sub-median Walworth County market that has still been appreciating at 5% a year in the latest data. The practical move is to cross-check both data cuts — city ($346,189) and ZIP 53190 ($364,752) — because which boundary a listing falls in shifts the comparable set by nearly $19,000. Budgeting off the higher ZIP figure builds in margin.
Sellers benefit from that same two-number reality: a property in the higher-priced parts of ZIP 53190 may support pricing above the city-wide typical value, but the case has to be made with comparables, not asserted. With Darien and Elkhorn priced within $2,300, overpricing sends buyers to functionally identical markets next door. A 32.5% five-year gain gives most longer-term owners room to price to the data. No guide or agent can guarantee a sale price.
Whitewater pairs a brick-storefront downtown with the UW-Whitewater campus, and Cravath and Trippe lakes sit right at the edge of the business district, ringed by lakefront parks and an amphitheater. The Southern Unit of the Kettle Moraine State Forest begins minutes south of town, putting the John Muir mountain-bike trails, the Ice Age Trail and Whitewater Lake within a short drive. US-12 runs northwest to Madison in about an hour, and Milwaukee is a similar drive east via Highway 59 or I-43.
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The typical home value in the city of Whitewater is $346,189 as of April 30, 2026. In ZIP 53190, which covers a different footprint than the city limits, it is $364,752.
Yes in the recent data — up 5% over the past year and 32.5% over five years through April 2026. Past growth does not guarantee future results.
Largely, yes. It ranks 17th of 21 municipalities by typical value and sits about $100,000 below the county median of $446,069.
ZIP boundaries do not follow city limits. ZIP 53190 shows a typical value of $364,752 versus $346,189 for the city proper, so the ZIP's footprint prices about $18,600 higher.
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Kinan Sawar, MD — REALTOR® at Shorewest, REALTORS®, serving Milwaukee and Southeast Wisconsin (Milwaukee, Waukesha, Ozaukee, Washington, Racine, Kenosha, and Walworth counties). Email: [email protected] · Phone: (618) 713-2964.
How to choose a real estate agent in Whitewater and Milwaukee — a five-question checklist
Get a free Whitewater home valuation · Contact Kinan Sawar
Home values and rents are Zillow ZHVI/ZORI estimates for the named area, as of 2026-07-03; incomes and population are U.S. Census (SAIPE, Population Estimates); migration is IRS Statistics of Income. Area-level statistical estimates for information only — not an appraisal, and not financial, legal, or tax advice.